Insurance coverage of implant treatment depends on the individual policy. If you have a dental insurance policy, you’ll need to check with them to know for sure whether dental implants are covered under your benefits.
Generally, though, many policies do not cover them. They’re considered a cosmetic dental treatment and, unless your dentist has advised you that you need implants for medical reasons, it is doubtful you will be able to make a claim on your dental insurance.
Most dental plans are only designed to cover routine maintenance, emergencies, and basic care.
It’s Important to Find Out For Sure!
Occasionally we do meet a patient that has partial coverage for implants, which is why we encourage everyone to ask. Although most companies exclude implants as a covered benefit, some will pay the same benefit they would cover for the lowest cost alternative treatment option (partials and dentures) and some of the diagnostic procedures.
Even if an individual policy includes implants as a covered benefit, the amount of coverage is still limited to the annual maximum allowable.
We are happy to look into your dental plan to see if you qualify for dental implant coverage. We will look to see if your plan contains an “Alternate Benefit Clause” or a “Health Spending Account”.
Implants are Often the Cheaper Option
Although implants do have a larger upfront cost, often times they end up costing less than other treatment options. This is because, with proper care, implants last a lifetime. Other options will need to be re-done over the years.
You will likely be much happier with implants as well. They are just like having your real teeth back. You can smile, laugh, and eat like you used to with implants, never worrying about dentures popping out or losing a bridge.
Implants don’t cause these problems because they are anchored to your jawbone.
What are Your Payment Options if you Can’t Afford the Cost Upfront?
This is the good news! We offer long-term, interest-free payment options so you can get your new smile without paying for it all upfront.
Give our office a call to find out more about the payment plans we offer and how much it would cost to turn back the clock on your smile.
You can call us at [phone] or email us at [email] with questions or book a free consultation now.